Cardiff Equity Release

Property Market & Equity Release in Cardiff & South Wales

If you are a homeowner in Wales, over 55 years old and your property is worth at least £70,000, you could be eligible for an equity release loan. All our advisers are regulated by the Financial Conduct Authority and you can find each one in the Financial Services Register.

All equity release funds are tax free and you will receive an equity loan in the form of a lump sum or regular instalments.

Our local equity release adviser will discuss the available options in more detail as these vary depending on the equity release lender you select and the specific equity release plan you decide on.

How Can Preferred Equity Release Help?

We provide a free initial consultation that is hugely beneficial for anyone considering equity release in Cardiff.

Access help and advice today across Cardiff and Wales.


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Cardiff & closeby

As the vibrant capital of Wales, Cardiff has long been a focal point for property investment and homeownership. In this article, we’ll take a closer look at the property market in Cardiff, along with insights into the neighboring areas of Penarth, Llandaff, Dinas Powys, Radyr, and St. Mellons. Additionally, we’ll explore the concept of equity release and its relevance in these dynamic property landscapes.

Cardiff: A Hub of Property Activity

The property market in Cardiff has seen robust activity, with an overall average price of £288,739 over the last year. Notably, 2,101 properties changed hands, reflecting a bustling market with diverse options for both buyers and sellers. One of the most notable transactions was recorded in Palace Road, Cardiff CF5 2AG, where a property was sold for an impressive £2,000,000 in May 2023.

Breaking down the types of properties sold, terraced properties emerged as the popular choice, commanding an average price of £271,951. Semi-detached properties followed closely at an average of £326,387, while flats remained an attractive option for many, fetching an average of £171,688.


Cardiff Equity Release

Cardiff property sales 2023 


homes changed hands


average sale price


most expensive home sold

£1,445.07 - £4335.22

council tax bands

Dinas Powys

This thriving neighborhood has demonstrated steady growth in its property market, with a range of housing options catering to different preferences. The average property price in Dinas Powys reflects the appeal of this area, offering a mix of modern residences and a welcoming community atmosphere.


Known for its tranquil surroundings and family-friendly environment, Radyr has become a favored destination for property seekers. The average property price in Radyr reflects the balance of comfort and convenience, making it an attractive choice for those looking to embrace a relaxed lifestyle

St. Mellons

With its diverse housing options and a strong sense of community, St. Mellons has emerged as a vibrant neighborhood for property buyers. The average property price in St. Mellons reflects the potential for investment and growth, presenting opportunities for both buyers and sellers.

Equity Release in Cardiff

Penarth: Embracing Coastal Living

The allure of coastal living has made Penarth a sought-after location for property seekers. With its scenic waterfront views and a blend of historic and contemporary properties, Penarth has showcased a diverse property landscape. The average property price in Penarth reflects the desirability of this area, offering a mix of elegant homes and convenient access to local amenities.

Llandaff: A Historic Gem

Llandaff’s historic charm and picturesque surroundings have made it a distinctive area for property investment. The average property price in Llandaff reflects the blend of characterful homes and a strong sense of community, making it an appealing choice for those seeking a unique living experience.

Equity Release: A Path to Financial Flexibility

In the context of Cardiff and its neighboring areas, the concept of equity release has gained relevance for homeowners looking to unlock the value tied up in their properties. With the buoyant property markets in these locations, homeowners may find themselves well-placed to consider equity release as a means of accessing funds for various purposes, such as home improvements, retirement planning, or supporting family members.

In conclusion, the property markets in Cardiff, Penarth, Llandaff, Dinas Powys, Radyr, and St. Mellons offer a rich tapestry of opportunities for property investment and homeownership. With unique characteristics and diverse housing options, these areas continue to attract interest from buyers and investors. Whether you’re considering buying, selling, or exploring equity release options, Cardiff and its surrounding neighborhoods present a wealth of possibilities in the property market.

Houses in England with typical red bricks on a sunny day

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